Terms & Conditions

These Terms & Conditions ("Terms") govern your use of fundallnow.com and the FundAll client, advisor and referral partner portals (together, the "Services"), operated by FundAll, a business located in the State of Georgia ("FundAll," "we," "us"). By using the Services or submitting the new client form, you agree to these Terms and to our Privacy Policy.

1. What FundAll does

FundAll offers business funding advisory services, including funding readiness review, document organization, entity and business setup guidance, business-credit education and help preparing and tracking business funding applications. FundAll is not a lender, bank, credit bureau or law firm and does not make credit or lending decisions. All financing decisions are made solely by independent third-party lenders.

2. No guarantees

We do not promise or guarantee any of the following: an increase in any credit score; the removal, deletion or correction of any item on a credit report; approval for any loan, line of credit or financing; any particular credit limit, interest rate, funding amount or term; or any timeline for results. Outcomes depend on your individual history, information reported by third parties, and independent decisions by credit bureaus and lenders.

3. Fees

Fees depend on the specific service or program you select at enrollment. Credit-related services, personal funding services and business funding services may each have a different fee structure. Before you pay or enroll, we will give you a written service agreement that discloses every applicable fee, the payment schedule, any recurring charges, and the cancellation and refund terms for that service. You will not be charged until you have reviewed and agreed to that service agreement. If this website and your signed service agreement differ, the service agreement controls.

Third-party fees. Some services involve fees charged by outside parties — for example credit bureaus, credit monitoring providers, lenders, state filing offices or registered agents. These third-party fees are separate from FundAll's fees, are set by those parties, and will be identified separately in writing.

Nothing in these Terms authorizes FundAll to collect a fee at a time or in a manner prohibited by applicable law.

4. Your right to cancel

FundAll will honor all legally required cancellation periods and refund rights. To cancel, send written notice to hello@fundallnow.com.

Additional cancellation and refund terms — Pending Legal Review. FundAll's cancellation and refund terms beyond those required by law are being finalized. Until they are published here, the terms in your signed service agreement and all rights required by applicable law govern. The final policy will separately address credit-related services, personal funding services, business funding services, completed services, recurring services and third-party fees.

5. Your rights under federal law

Under the Credit Repair Organizations Act, you have the right to dispute inaccurate information in your credit report directly with the credit bureaus at no cost, and neither you nor any credit repair organization has the right to have accurate, current and verifiable information removed from your report. Before you sign a credit services contract, you will receive the written "Consumer Credit File Rights Under State and Federal Law" disclosure. You may obtain free credit reports at annualcreditreport.com.

6. Your responsibilities

• Provide information that is true, accurate, complete and current, and update it when it changes.
• Never ask us to make false statements to a bureau or lender, or to change your identity.
• Keep your login confidential and tell us right away about any unauthorized use.
• Use the Services only for lawful purposes and only for your own records.

7. Communications and electronic signatures

You agree that we may contact you by email, phone or text about your request and account, and that typed signatures and checkbox agreements in the Services are valid electronic signatures under the federal E-SIGN Act and Georgia's Uniform Electronic Transactions Act. You may opt out of marketing messages at any time.

8. Referral partners

Referral partners are paid only as set out in their written partner agreement and only on approved referrals. Partners may view the client file of clients they referred — including profile details, progress stage, uploaded documents such as bank statements and tax returns, and, when the client has signed the credit review authorization, the credit monitoring sign in details saved in the client's Secure Vault — and may message those clients through the portal. Partners never see other clients' information and may not share client information with anyone else. Referral partners are not FundAll employees and may not make promises on FundAll's behalf.

9. Intellectual property

All content, software, designs and branding in the Services belong to FundAll and may not be copied, resold or reverse-engineered without written permission.

10. Limitation of liability

To the fullest extent permitted by law, FundAll is not liable for indirect, incidental, special or consequential damages, or for decisions made by credit bureaus, lenders or other third parties. Nothing in these Terms limits any right you have that cannot be waived under the Credit Repair Organizations Act, the Georgia Fair Business Practices Act or other applicable law; any waiver of those rights is void.

11. Termination

You may close your account at any time by contacting us. We may suspend or close accounts that violate these Terms or the law. Cancellation of services is governed by Section 4 and your service agreement.

12. Governing law

These Terms are governed by the laws of the State of Georgia and applicable federal law, without regard to conflict-of-law rules. Any dispute will be brought in the state or federal courts located in Georgia, unless applicable law gives you the right to a different forum.

13. Changes

We may update these Terms. The "Last updated" date shows the current version. Changes do not affect a service agreement you have already signed unless you agree in writing.

14. Contact

FundAll · 3343 Peachtree Rd NE, Atlanta, GA 30326 · hello@fundallnow.com